Banking Frequently Asked Questions
Banking | Online Banking | Bill Pay | Security Tips
Q Are First National Bank deposit accounts FDIC insured?
A Yes! Each individual customer at First National Bank is insured by the FDIC up to $100,000.
Q How do I set up Direct Deposit of my payroll check?
A After your First National Bank account application has been approved, you will receive First National Bank's routing and transit number and your account number. If your employer participates in a direct deposit program, simply provide this information to the human resources or payroll department at your company, and your direct deposit will usually begin within thirty days.
Q How do I set up Direct Deposit of my Social Security check?
A After your First National Bank account application has been approved, you will receive First National Bank's routing and transit number and your account number. Simply contact us to receive information on how to have your Social Security check directly deposited.
Q Can I get information about my account by phone?
A Yes! Account information is available with our Customer Service Representatives during business hours at our office or ask about our MoneyTalk system for automated account information 24 hours a day.
Q What products can I apply for online?
A Check out First National Bank's Bank Products page to see which accounts you can apply for online.
Q Does First National Bank offer IRAs online?
A Currently, First National Bank does not offer IRAs online.
Q Is interest paid on First National Bank checking accounts?
A Yes! Interest is paid on many of our checking accounts.
Q Can I do all of my banking with First National Bank?
A Yes! Thanks to the convenience of Direct Deposit and ATMs, everyday banking activities can be performed from the comfort of home. Contact us with questions about your banking needs.
Q Can I look at all of my transactions at any time?
A Yes! With Online Banking, you have access to your account information 24 hours a day, 7 days a week!
Q How frequently is my First National Bank information updated?
A First National Bank updates all customer information nightly. Whether you access our Online Banking site or visit our customer service department, your account information is updated every business day to reflect all account activity.
Q Are wire transfers possible to and from my First National Bank checking account?
A Yes! Funds can be transferred to and from First National Bank accounts by wire transfer or via ACH (Automated Clearing House) debits or credits. Contact us for details.
Q How do I make a deposit to my account from a remote location?
A You can do most of your banking by using direct deposit, ATMs or ACH (Automated Clearing House) transactions. First National Bank also offers a bank-by-mail service which allows you to mail non-recurring deposits. Contact us for details on a method that's best for you.
Q When do I have access to use Online Banking?
A With Online Banking, you have access to your account information 24 hours a day, 7 days a week!
